On-Chain Credit for
Real-World Invoices
MOVIRA is a decentralized credit protocol that converts verified digital invoices into programmable liquidity on Solana. Access instant credit without traditional banking delays.
How It Works
Simple, secure, and transparent process from invoice to liquidity
Create Invoice
Issue digital invoices on-chain with verified business credentials and payment terms
Get Credit Score
AI-powered analysis evaluates your transaction history and business reputation
Receive Funds
Access instant liquidity with competitive rates based on your credit profile
Core Protocol Features
Enterprise-grade infrastructure for invoice-backed DeFi
Digital Invoice Layer
Issue, verify, and manage digital invoices cryptographically bound to issuer and recipient wallets
Invoice-Backed Lending
Under-collateralized loans where invoices act as credit signals, not static collateral
Credit Intelligence
Transaction history analysis, repayment behavior, and off-chain business data via oracle feeds
Solana-Native Execution
High-speed settlement, low fees, and transparent smart contract logic for efficient processing
Built for Modern Business
Empowering businesses across industries with decentralized credit solutions
SME Financing
Access instant liquidity against outstanding invoices without traditional banking delays
Cross-Border Trade
Eliminate currency friction and settlement delays in international transactions
DeFi Integration
Bring real-world credit infrastructure into decentralized finance ecosystems
Powered by Best-in-Class Technology
Built on Solana with industry-leading tools and infrastructure
Solana Blockchain
High-performance Layer 1 with sub-second finality and low transaction costs
Anchor Framework
Secure smart contract development with built-in safety features
Chainlink Oracles
Reliable off-chain data feeds for credit scoring and verification
IPFS Storage
Decentralized storage for invoice documents and metadata
Metaplex Standard
NFT-based invoice representation for composability
Serum DEX
On-chain liquidity pools for instant fund deployment
Development Roadmap
Building the future of invoice-backed credit, milestone by milestone
Core Protocol Architecture
Smart contract foundation and protocol design
Smart Contract Development
Invoice issuance, verification, and lending modules
Credit Scoring Engine & SDK
AI-powered credit analysis and developer tools
Security Audit & Testnet
Third-party audit and public testing phase
Mainnet Launch
Full protocol deployment on Solana mainnet
Ecosystem Expansion
Partner integrations and cross-chain bridges
Frequently Asked Questions
Everything you need to know about MOVIRA
Security First
Built with institutional-grade security practices and audited by leading blockchain security firms
Smart Contract Audits
Multiple independent security audits by top firms
Non-Custodial
Your keys, your funds—always
Transparent Code
Fully open-source and verifiable on-chain
Ready to Transform Your Cash Flow?
Join businesses worldwide accessing instant liquidity through decentralized invoice financing